THIS PROGRAM IS DESIGNED TO HELP THOSE PEOPLE:
That want to own a home
That want to pay less with a MORTGAGE PAYMENT than they do in paying RENT
That have bad credit and can not qualify for a traditional mortgage.
That do not have the down payment money to purchase a home.
That do make sufficient income to qualify for a mortgage to purchase a home.
First you must view the home to make sure this is where you want to live. This is not a rental. All properties are fully renovated and must pass state certification, govt certification & individual homeowner inspections.
Second you must submit your last 2 yrs w-2, last 2 pay stubs, SS & ID to get income qualified.
We will assist you in getting qualified for a Mortgage to purchase the home by dealing with the 2 main factors.
We will assist you in repairing your credit to increase your score. You can not have any bankruptcy, foreclosure or judgements.
Collections, low scores, medical bills and multiple inquiries are ok.
We assist in getting you a first time home buyers down payment assistance from your local state or county.
If we can not get you the down payment assistance then we will allow you to occupy the home for a min of 4 months to be able to escrow your down payment and break it into monthly installments to purchase the home AFTER you sign the contract of sale.
You will be allowed to move in after the contract of sale is signed.